Financing Your New Home.

When you are looking to buy a home, the first thing most homebuyers do is to start looking for a home. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home.

There are 3 important steps you should take to obtain the best financing rates when you buy a home. Read on to find out what questions you should ask, and how to manage 'the process' to your personal advantage.

3 Critical Questions to ask:

When you are looking for an agent to assist you in finding a home, make sure to find out the answers to these important questions:

     1. Can you get me quick, easy and FREE mortgage preapproval?
     2. Can I get preferred access to special low down payment, monthly payments, and interest rates?
     3. Can I get special advance notice of listings that computer-match my search criteria?


THE PLAN:

1) GET PREAPPROVED FOR A MORTGAGE...
Getting preapproved for a mortgage will give you a number of important benefits including emotional security in the house hunting process, and insurance against rising interest rates in the market place. Preapproval is easy, and can give you complete peace-of-mind when shopping for your home. Lenders can provide written preapproval for you at no cost and no obligation.

2) RECEIVE PREFERRED ACCESS TO SPECIAL LOW FINANCING...
Agents that conduct hundreds of real estate transactions every year may be able to offer you certain negotiating advantages with lending institutions. These lenders are often anxious to do business with such agents and their clients, and may be willing to extend better than average rates.

3) HOUSEHUNTING SERVICE...
The Brandt Group offers a house hunting service to make it easier for you to find the home you want. Through these programs you can find out in advance which homes on the market match your search criteria. To do this you simply provide us with a brief description of the type of home you are looking for, for example, number of bedroom and bathrooms, price range, neighborhood and so on. Then you will receive advanced notice of all the homes for sale that match your requirements. This will give you the competitive edge to find out before other buyers which homes that are likely to be of interest to you. Because you are there before most other buyers, perhaps you can even negotiate a better price. You can then drive by these homes to see which ones you want to tour. Then it's just a matter of us schedule the showings!